Mastering the Financial Game

Advanced strategies to protect your business, grow your wealth tax-free, and leave a lasting legacy.

The 3 Tax Buckets

It's not just what you make, it's what you keep.

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Tax Now

Banks, CDs, Mutual Funds

You pay taxes on the growth every single year.

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Tax Advantage

IUL, Roth IRA, Muni Bonds

Tax-Free Growth & Distribution.
This is where we specialize.

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Tax Later

401k, 403b, Traditional IRA

You get a deduction now, but pay taxes on the harvest later.

For Individuals & Families

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Tax-Free Retirement (LIRP)

Create a stream of income in retirement that the IRS cannot touch.

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Mortgage Protection

Ensure your family keeps the house even if the main breadwinner passes away.

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College Planning

Smart alternatives to 529 plans that offer more flexibility for your child's future.

For Business Owners

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Buy-Sell Agreements

Funded by life insurance to ensure smooth ownership transition if a partner passes.

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Key Person Insurance

Protect the business from financial loss upon the death of a crucial employee.

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Executive Bonus Plans

Recruit and retain top talent using tax-deductible life insurance strategies.

Real World Scenarios

Business Strategy Graph

The Problem: Business Continuity

Two partners own a successful tech firm. If one passes away, the surviving partner risks having to work with the deceased partner's spouse, who has no technical experience.


The Trailblazer Solution:

We implemented a Cross-Purchase Buy-Sell Agreement funded by term life insurance. Now, if a partner passes, the insurance provides immediate tax-free cash for the survivor to buy out the shares.

The Problem: Market Risk

Sarah, age 40, watched her 401k drop 20% during the last recession. She wants to grow her retirement savings but cannot afford to lose her principal again.


The Trailblazer Solution:

We structured an Indexed Universal Life (IUL) policy. Her cash value participates in market gains (up to a cap) but has a 0% floor. If the market crashes tomorrow, she loses nothing. Zero is her Hero.

Schedule Your Strategy Session

Select a time below to speak with Angele Akotegnon.

AKT GROUP LLC FINANCIAL

Email: contact@aktgroupllc.com | Phone: (317) 415-3361